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Financing Your Home Project. Flexible Options to Fit Your Budget
A renovation, addition, or new home build is one of the most significant investments you'll make and it's our job to help you make it confidently. At Ruhan General Contracting, we want great craftsmanship to be accessible, regardless of where you are in the budgeting process. That's why we offer flexible financing options through our partnership with Hearth, alongside guidance on conventional financing alternatives that may better suit your situation.
We Are Now Pleased to Offer Financing!
Ruhan General Contracting has partnered with Hearth to offer financing options for your upcoming project. A loan through Hearth helps you pay for your project through predictable monthly payments without tapping into your home equity! Benefits of financing through Hearth include:
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Start your project soon: Funding usually comes in 1-3 business days
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Budget responsibly: Fixed monthly payments and no prepayment penalties
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See eligibility without financial consequences: Pre-qualifying through Hearth doesn’t affect your credit score
Follow the link below to learn more about our financing options and determine your eligibility. Call Ruhan General Contracting today for answers to any additional questions and a free estimate for your project!
Hearth — Our Financing Partner

Hearth is a technology platform that connects homeowners with a network of lending partners making it fast and easy to explore financing options without affecting your credit score. Here's what that means in practice:
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Check your options in under 2 minutes, no hard credit pull
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Low monthly payments with fixed rates, no surprises
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Loan terms from 2 to 12 years, amounts from $1,000–$250,000
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Funds typically deposited within 1–5 business days if approved
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No prepayment penalties, pay it off early, save on interest
To explore your options, click here.
Conventional Financing Options
Home Equity Loan or HELOC
If you have equity built up in your home, a home equity loan or line of credit often offers competitive interest rates particularly for larger projects. These are typically the lowest-cost borrowing options available to homeowners.
Personal Loans
For smaller projects, an unsecured personal loan offers quick access to funds without tapping home equity. These are available through Hearth's platform or directly through your bank.
Construction Loans
For new home builds or major additions, construction loans are purpose-built financing tools that can convert to a traditional mortgage upon project completion.
We Accept Credit Cards
For smaller scopes of work, we accept credit cards (a processing fee may apply). If you're earning rewards points, this can be a convenient option.
